Railroad Retirement Handbook
2012
Introduction
This publication describes the history, operations and financing of the retirement, disability, survivor, and health insurance programs provided under Federal law for railroad workers and their families, as well as the unemployment and sickness insurance program provided for railroad employees.
For many years this publication has been utilized by officials of railway management, rail labor, government and beneficiaries, as well as by students of social insurance programs and pension systems. It was designed to provide a convenient reference for those requiring a comprehensive single source of information on the development and character of the railroad retirement/survivor and unemployment/sickness benefit programs.
This edition reflects the laws in effect as of September 2012. Certain limitations, exceptions and special cases are not covered. Further information may be obtained by contacting the Railroad Retirement Board toll-free at 1-877-772-5772 or by visiting the agency's website at www.rrb.gov.
We trust that this publication will continue to serve as an authoritative and useful source of information on the railroad retirement and unemployment insurance systems.