If you work for a federal, state or local government agency, a nonprofit organization or in another country, you may be eligible for a pension based on earnings not covered by Social Security.
A pension based on earnings not covered by Social Security can affect the amount of your Social Security benefit. We do not know whether you are eligible for such a pension, so the benefit estimates you have received may not have been adjusted for such a possibility.
Our Windfall Elimination Provision factsheet explains whether you might be affected.
How WEP Can Affect Your Benefit
If you think your pension will affect your Social Security benefit, you can
- Look at our WEP chart to see how WEP affects Social Security benefits.
- Use our WEP Online Calculator or download our Detailed Calculator to see how your benefit may be reduced by WEP.